The Bankruptcy Code requires an individual to undergo credit counseling before filing bankruptcy and to complete a debtor education course before receiving a bankruptcy discharge. Clients of Utley Law Office PLLC often uses Hummingbird Credit Counseling. Hummingbird Credit Counseling charges $49 for pre-filing counseling for individuals or couples and $19 per person for their post-filing course if you completed your pre-filing counseling through them.

A list of Credit Counseling Agencies approved by the District of Utah can be found here.